If the banks really gave a shit about home owners failing mortgages they would renegotiate the mortgages. They would be better off getting something back from homeowners than getting nothing. But they only care about themselves and not "We the People".
I say negotiate in good faith and you will see the economy repair itself. If not them you deserve to fail. Remember you are the ones would pushed these crappy deals and knew that many of these people were bad risks.
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